Richard Gendal Brown is a leading authority on distributed ledger systems and architectures. Previously, he was the executive architect for banking and financial markets industry innovation at IBM UK. His roles with the company, for whom he has worked for almost 15 years, included lead account architect for a global investment banking client and a consultant for IBM software products. Gendal Brown is a Chartered Engineer, holds an MBA with distinction from Warwick Business School and a first class degree in mathematics from Trinity College, Cambridge.